
One of the most challenging events that can happen to a family member is a member being seriously and chronically disabled. The inability of the breadwinner to earn an income due to injury or illness means that families must live with less money. Social Security Disability benefits hardly compensate for the loss of wages. Unfortunately, this is a situation that millions of people face yearly.
The Social Security Administration (SSA) employs a straightforward concept of “disabled” under its rules and a lengthy procedure to determine whether you’re disabled. Therefore, even though the criteria and process are the same, the assessment results can differ depending on the type of identified medical problem.
Causes of Disability Claims
Everyone hopes they never have to confront a disability. The odds of this occurring to us increases as we get older and make poorer lifestyle choices or even when it comes to the jobs we take. Many people view someone with a disability as wheelchair-bound. A disability may come in many forms, some visible and others not. The most prevalent impairments that are associated with disability cases are as follows.
1. Musculoskeletal and Connective Tissue Disorders
Connective tissue and muscular disorders comprise more than a third of disability claims. These conditions can cause discomfort in the shoulders, neck, back, joints, or spine with sore or tight muscles and tendons; or pain in the ankles, hands, or feet.
Conditions like sciatica and herniated discs may make it impossible for people to sit, stand or lie down without feeling pain. Common musculoskeletal and connective tissue disorders and ailments include back pain, degenerative disk osteoporosis, arthritis, and rheumatism.
2. Mental Issues
Depression and anxiety are both frequent mental health issues that could impact a person’s efficiency at work. While the symptoms of mental illness might not manifest physically, we should not ignore the issue.
Even though most mental health conditions respond favorably to treatment, putting off seeking help could lead to an increase in symptoms that affect one’s ability to function in all aspects of life. You can search for a reputable law firm and contact them right away for assistance and referrals.
3. Nervous System Conditions
Neurological issues are a different category that can result in disability insurance claims. Motor control impairments and mental processing may result from neurological disorders such as Multiple Sclerosis, Parkinson’s, and Amyotrophic Lateral Sclerosis. Due to the long-term nature of these diseases, it could be more challenging to convince an insurance company specializing in disability that a claimant is truly disabled and deserves compensation.
Common issues of the neurological system generally respond well to treatments such as physical therapy as well as medication. But, sustaining an active full-time or part-time employment schedule can be challenging. You can check over here and read posts and articles about it.
4. Cardiovascular Diseases
In the United States of America, it is estimated that heart disease takes a person’s life every forty seconds, on average. For those with issues with their cardiovascular systems and who require rehabilitation and operations, the time spent recovering can severely affect their ability to earn money. It can hinder them from earning a paycheck and make it challenging to maintain their daily activities.
For other disorders, like stomach dysfunctions, you can ask for an SSI for irritable bowel syndrome and learn if you can claim disability benefits.
5. Cancer
According to the statistics, 41% of men and 38% of women are diagnosed with cancer at some point. There is no easy way to tell if or when you will develop cancer. While your family history, as well as lifestyle choices, could influence your chances, however, there isn’t a way to eliminate the possibility.
Treatments such as chemotherapy, radiation, or surgery can make patients exhausted, tired, and bedridden when they have cancer or a tumor. It could be difficult to, if not impossible, meet your professional obligations currently.